Grow Your Real Estate Business
InstaLend is your private lending partner. Tell us about your project. We can get you a loan commitment the same day and close within days.
Peace of Mind
We show up for closing every time and serve as reliable capital partners
No Income Requirements
Since our loans are asset-based, we do not ask for income verification
Minimal Paperwork
Our streamlined processes make it easy for you to close loans with minimal paperwork
No Upfront Fees
We charge no upfront fees to begin processing your loan application
No Prepayment Penalties
Pay back the fix & flip loans without incurring any pre-payment penalties
Fast Approval & Funding
We typically get to the closing table within a week of receiving the appraisal report
Our Loan Programs
InstaLend provides a range of loan programs, including portfolio loans, to accommodate both short-term and long-term financing needs.
Fix & Flip Loan
For newbie and experienced property flippers. Up to 90% of purchase + 100% of rehab costs
Loan Amount: $50,000+
- Term: 12 months
- Minimum FICO: 660
- Interest Rate: 9.5%+
- LTARV: 75%
- Prepayment Penalty: No
- Borrower Experience: No
- Property Types: Single-family (1-4 units), Condo, Multi-family
Rental Loan
For long-term purchase or refinance including cashout. Property can be vacant
Loan Amount: $75,000+
- Term: 30 years
- Minimum FICO: 660
- Interest Rate: 6.5%+
- LTARV: 80%
- Prepayment Penalty: Yes
- Borrower Experience: No
- Property Types: Single-family (1-4 units), Condo, Multi-family
Bridge Loan
For newbie and experienced property owners. Short-term loans to refinance or cashout
Loan Amount: $50,000+
- Term: 12 months
- Minimum FICO: 660
- Interest Rate: 9.5%+
- LTARV: 75%
- Prepayment Penalty: No
- Borrower Experience: No
- Property Types: Single-family (1-4 units), Condo, Multi-family
Ground Up Loan
Must have previous new construction experience or be a licensed General Contractor
Loan Amount: $50,000+
- Term: 12 months
- Minimum FICO: 660
- Interest Rate: 9.5%+
- LTARV: 75%
- Prepayment Penalty: No
- Borrower Experience: Yes
- Property Types: Single-family (1-4 units)
Peace of Mind
We show up for closing every time and serve as reliable capital partners
No Income Requirements
Since our loans are asset-based, we do not ask for income verification
Minimal Paperwork
Our streamlined processes make it easy for you to close loans with minimal paperwork
No Upfront Fees
We charge no upfront fees to begin processing your loan application
No Prepayment Penalties
Pay back the fix & flip loans without incurring any pre-payment penalties
Fast Approval & Funding
We typically get to the closing table within a week of receiving the appraisal report
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
.png?width=756&height=552&name=Group%201000010834%20(1).png "Group 1000010834 (1)")