Grow Your Real Estate Business

InstaLend is your private lending partner. Tell us about your project. We can get you a loan commitment the same day and close within days.

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About InstaLend

InstaLend empowers real estate operators by providing quick access to capital at competitive rates, significantly reducing the time compared to traditional lenders.
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Peace of Mind
Peace of Mind

We show up for closing every time and serve as reliable capital partners

No Income Requirements
No Income Requirements

Since our loans are asset-based, we do not ask for income verification

Minimal Paperwork
Minimal Paperwork

Our streamlined processes make it easy for you to close loans with minimal paperwork

No Upfront Fees
No Upfront Fees

We charge no upfront fees to begin processing your loan application

No Prepayment Penalties
No Prepayment Penalties

Pay back the fix & flip loans without incurring any pre-payment penalties

Fast Approval & Funding
Fast Approval & Funding

We typically get to the closing table within a week of receiving the appraisal report

Our Loan Programs

InstaLend provides a range of loan programs, including portfolio loans, to accommodate both short-term and long-term financing needs.

Fix & Flip Loan

For newbie and experienced property flippers. Up to 90% of purchase + 100% of rehab costs

Loan Amount: $50,000+

  • Term: 12 months
  • Minimum FICO: 660
  • Interest Rate: 10.5%+
  • LTARV: 70%
  • Prepayment Penalty: No
  • Borrower Experience: No
  • Property Types: Single-family (1-4 units), Condo, Multi-family, Mixed-use
Apply

Rental Loan

For long-term purchase or refinance including cashout. Property can be vacant

Loan Amount: $55,000+

  • Term: 30 years
  • Minimum FICO: 660
  • Interest Rate: 7%+
  • LTARV: 80%
  • Prepayment Penalty: Yes
  • Borrower Experience: No
  • Property Types: Single-family (1-4 units), Condo, Multi-family, Mixed-use
Apply

Bridge Loan

For newbie and experienced property owners. Short-term loans to refinance or cashout

Loan Amount: $50,000+

  • Term: 12 months
  • Minimum FICO: 660
  • Interest Rate: 10.5%+
  • LTARV: 75%
  • Prepayment Penalty: No
  • Borrower Experience: No
  • Property Types: Single-family (1-4 units), Condo, Multi-family, Mixed-use
Apply

Ground Up Loan

Must have previous new construction experience or be a licensed General Contractor

Loan Amount: $50,000+

  • Term: 12 months
  • Minimum FICO: 660
  • Interest Rate: 10.5%+
  • LTARV: 70%
  • Prepayment Penalty: No
  • Borrower Experience: Yes
  • Property Types: Single-family (1-4 units)
Apply

About Us

InstaLend empowers real estate operators to get access to capital at lower rates in far less time than they would with alternative lenders.

Peace of Mind

Peace of Mind

We show up for closing every time and serve as reliable capital partners

No Income Requirements

No Income Requirements

Since our loans are asset-based, we do not ask for income verification

Minimal Paperwork

Minimal Paperwork

Our streamlined processes make it easy for you to close loans with minimal paperwork

No Upfront Fees

No Upfront Fees

We charge no upfront fees to begin processing your loan application

No Prepayment Penalties

No Prepayment Penalties

Pay back the fix & flip loans without incurring any pre-payment penalties

Fast Approval & Funding

Fast Approval & Funding

We typically get to the closing table within a week of receiving the appraisal report

Transforming Properties, Maximizing Returns

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Latest News & Blogs

InstaLend 18 June, 2025

Financing Your First Multifamily Deal with a Private Lending Partner

Stepping into the world of real estate investing can feel overwhelming—especially when you’re…

InstaLend 17 June, 2025

Fix and Flip Success Starts with the Right Hard Money Loan

Real estate investing can be an incredibly lucrative endeavor—especially when it comes to fix and…

InstaLend 17 June, 2025

Michigan Investors on the Move: How Hard Money Loans Speed Up Property Deals

When opportunities in real estate come up, investors in Michigan know that speed is everything.…